Compass offers attractive retirement loans that you can choose to fund your projects. Today we will see, in detail, what this important financial offers and how it is possible to apply for funding very quickly.
If you are looking for a loan, a transfer of the fifth or a loan to be requested, at favorable conditions, by transferring the fifth of the pension, then you can not miss our review of the pension fund offered by Compass and available throughout the country.
Retired Loans Comp
Compass offers a transfer of the fifth of the pension , a very interesting solution that allows access to credit quickly and easily. In particular, we must point out the possibility of accessing the agreements signed with INPS, former ENPALS and former INPDAP, which allow to obtain favorable conditions with respect to the normal loans granted by the financial institution.
This loan is provided without the need to specify the purpose, being able to request it even for liquidity. This financing, in fact, is a non-finalized loan. The insurance is included in the financing in case of death mandatory by law for this type of products.
The provision of this loan is limited to holders of a retirement pension but with a maximum age of 85 years. The loan can only be requested if the pension is worth more than € 495.43, net of the transferable quota.
Calculation of the installment and online estimate
In general our judgment on this product is very positive. Interest rates are quite competitive and the lack of brokerage fees makes everything even cheaper. As for the request, several documents are necessary, which should be prepared in advance to avoid lengthening the delivery time.
In particular, you need a valid ID, the tax code, of course, the pension slip (in the case should be sufficient even the crediting of the pension in c / c), and certification of the transferable amount issued by the INPS. The time for obtaining a loan for pensioners with Compass is quite limited and there is the possibility of accessing the credit even for those who have been reported as bad payer or, even worse, is protested.
Why choose the financial Compass
Overall we can say that the financial compass.it is one of the most dynamic and interesting solutions to access credit quickly and at advantageous conditions. This is a credit institution that allows you to get capital for liquidity or to face a major expense without having to do long runs in the branch and this, as you know who follows our site, is an added value, especially in the current world where the time can be considered the most precious asset.
In addition, the many products offered make it possible to satisfy the different needs of customers: ranging from loans for retired people to those for public or private employees, to get to students and freelancers.
An important aspect of the funding provided by compass is that related to the transfer of the fifth salary or pension. This instrument of access to credit, in fact, is essential if you have a permanent employment contract or a retirement pension.
With the assignment of the fifth Compass it is possible to request and obtain a loan that has an installment with a monthly amount not exceeding one fifth of one’s income. If, for example, you have a paycheck or a pension of 1000 euros the installment of the reimbursement of the transfer of the fifth can not exceed 200 euros. This aspect serves to avoid excessive indebtedness and a consequent difficulty in repaying the personal loan.